Hall of Fame, 1999 - Averaged 10 million in sales 5 years in a row
Left: Lisa Sanford and President Alan Saabag
Buying, selling, and owning a home can be overwhelming. Lisa Sanford’s team is committed to being on your team! Whether you are selling or buying your first home or are a seasoned homeowner, we have the resources you may need to bring ease!
Browse the resources below to learn more, and contact us with any questions!
Whether you are selling your first or second home the process can become overwhelming, selling your home is a major decision and requires planning, preparation and an experience. The Lisa Sanford team is your team! This section provides some simple home selling tips that can help lead you to a successful, timely sale.
Here are some helpful places to get started:
SMARTSteps - Answers To Your Questions
Freddie Mac has some pretty specific guidelines for that and it would require a new appraisal. THEN---if the increase in value is due to improvements made to the property, it needs to be 80% of the new appraisal. If the increase is just due to an improved market, it has to be at 75% of the new appraisal. There are also some time restrictions. Using a new appraised value, to use the 80% level you have to be in the loan for 5 or more years (unless it's due to improvements) and to use the 75% level it has to be at least 2 years. On the other hand, if you reach 80% by paying down the balance, there are no time restrictions.
Yes, the USDA Rural Development Loan Program offer 2 different types of financing for borrowers. You must purchase homes located in Manteno, Grant Park, Momence, St. Anne, Aroma Park, Hopkins Park, Bonfield, Herscher, and Limestone. There are 2 loan programs available, first is a low income loan program. The 2nd program is for moderate income families based on family size.
In Kankakee County, the property must have a minimum of 2 acres for zoning to allow horses. Also then there must be a minimum of 1 acre per horse. The stable must be located in either the side or back yards.
Here is the short version of where someone can put a mobile home in Kankakee County. Never can it be put on a lot that is zoned residential. Then any of the three scenarios can work.
I hope this helps you understand where a mobile home is allowed in Kankakee County.
As I understand it, there is some property that is north of Irwin that is 5 acres that has been grandfathered into the zoning laws and a mobile home can be placed there.
I know that you want to have a home soon, I hope I can help you find the right spot.
Yes, I have a great flyer from Nykiel, Carlin & Co., LTD dated January, 2003 that specifically gives details about the tax implications and credits in owning a second home. Please call me at 815-932-7448 to receive a copy of this Tax and Business Alert on purchasing a Second Home.
OP means Owner Pays, as when there is a fee for a rental.
In Kankakee County, Illinois, assessed values are published in the newspaper around November of each year. Once the assessed values are published, each property owner has 30 days to protest the value. The owner must fill out a form from the assessor's office (I have copies in my office) giving the reasons for the protest. One of the best reasons is if the owner paid less for the home that the market value on the assessed card. There is also space on the form to show what the values of 3 comparable homes are currently valued at the assessor's office. One of the services that I provide customers, is helping them fill out this form. Customers desiring help with this form need to contact my office (815-937-4370) at least 2 weeks before the assessors deadline for protesting the value.
Yes, new windows can help the sales ability especially if your current windows are in bad shape. The brand of windows is not that critical. Just as long as they are thermal pane and of good quality. You can probably get a few thousand more for your home. I don't know the exact recapture rate. It might be about 60%. You would probably sell more quickly with good thermal windows too.
Points are one-time fees that are charged by the lender and paid by the buyer or seller at closing. A point is 1% of the mortgage amount; for example, one point is $1,000 on a $100,000 loan.
Although difficult to generalize, there are a number of features buyers look for which can enhance the marketability of your home including:
Although it's difficult to speak in generalities when it comes to home improvements and having not seen your home, here are 5 makeovers that often make sense depending on your situation:
Please understand that this does not guarantee selling your home faster or recovering the above percentages, but it may aid in getting more buyers interested and therefore increase your home's visibility.
Would you like to submit your question to ASK LISA? Submit your question here and watch for your question to be answered soon on this page.
Buying a home can be both exciting and stressful for first-time home buyers. You might alleviate some of the typical anxieties by learning as much as possible about the process! Lisa Sanford and her team want to help you from the first steps of determining your dream list to finding the perfect home, so that you can proceed with confidence when you know what to expect.
Here are some helpful places to get started: